#1 2009-07-27 16:00:00

The book “Addiction: A Disorder of Choice” was published a few weeks ago. The Amazon reviews are interesting –

“This is an important book. In clear and compelling prose Heyman lays out evidence from real-world observation and psychological and pharmacological laboratories that addiction is a choice not a disease. He shows that the causes of addiction, its control, and its potential reduction are the same as the causes, control, and reduction of all voluntary behavior. The book has the potential to revolutionize the behavior of anyone involved in the control of addiction including, most importantly, addicts themselves.
--Howard Rachlin, author of The Science of Self-Control (20090612)”

Here’s the New Scientist review: http://www.newscientist.com/article/mg2 … eyman.html

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#2 2009-07-27 16:03:44

I think in most cases this is true, but there are cases where a person's body becomes physically dependent on a substance, and denial of that substance kills them. 

...now, the actions of these people that led them into that particular state were, obviously, their choice (though a certain genetic susceptibility to opiates or whathaveyou may have lent a hand - they still had to take that first hit).

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#3 2009-07-27 16:13:36

and the second.  What ever bind you get yourself in, you can get yourself out of.  It's all a choice.

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#4 2009-07-27 16:52:07

So you both believe in free will then?

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#5 2009-07-27 16:56:31

This theory will never fly because there is too much money invested in treating addicts as medical cases.  Can you imagine what would happen to the rehab clinics if insurance companies dropped coverage for substance abuse?

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#6 2009-07-27 16:58:51

Anyone who's ever spent time on an indian reservation understands that there are genetic proclivities towards addiction to certain substances.

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#7 2009-07-27 17:22:21

Emmeran wrote:

Anyone who's ever spent time on an indian reservation understands that there are genetic proclivities towards addiction to certain substances.

But! But! That would imply that race is real!  That members of different races have inborn tendencies towards certain behaviors!  No!  It can’t be!  The racists who want separation of the races in order to preserve what they believe are unique characteristics of their own race can’t be right about race being real!  They can’t be right!  They can’t be right!

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#8 2009-07-27 17:44:59

fnord wrote:

Emmeran wrote:

Anyone who's ever spent time on an indian reservation understands that there are genetic proclivities towards addiction to certain substances.

But! But! That would imply that race is real!  That members of different races have inborn tendencies towards certain behaviors!  No!  It can’t be!  The racists who want separation of the races in order to preserve what they believe are unique characteristics of their own race can’t be right about race being real!  They can’t be right!  They can’t be right!

Die Fahne hoch! Die Reihen fest geschlossen!
SA marschiert mit mutig-festem Schritt.
Kam'raden, die Rotfront und Reaktion erschossen,
Marschier'n im Geist in uns'ren Reihen mit.

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#9 2009-07-27 17:57:24

Emmeran wrote:

Anyone who's ever spent time on an indian reservation understands that there are genetic proclivities towards addiction to certain substances.

Behaviour... Re-enforced Behaviour... Societal Expectations
Behaviour... Re-enforced Behaviour... Societal Expectations
Behaviour... Re-enforced Behaviour... Societal Expectations
Behaviour... Re-enforced Behaviour... Societal Expectations
Behaviour... Re-enforced Behaviour... Societal Expectations
Behaviour... Re-enforced Behaviour... Societal Expectations
Behaviour... Re-enforced Behaviour... Societal Expectations
Behaviour... Re-enforced Behaviour... Societal Expectations
Behaviour... Re-enforced Behaviour... Societal Expectations
Behaviour... Re-enforced Behaviour... Societal Expectations
Behaviour... Re-enforced Behaviour... Societal Expectations
Behaviour... Re-enforced Behaviour... Societal Expectations

Watched enough Junkies and Drunks go cold turkey to know it ain't a disease, no matter what excuses people want to use.

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#10 2009-07-27 20:00:38

Sure and the chinese don't turn red when they drink.

And notice that I said genetic tendency - not disease.

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#11 2009-07-27 22:48:49

Tendency... references?

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#12 2009-07-27 22:59:00

Dusty is right. I went cold turkey 5 years ago, and haven't touched the shit since.

It is a choice.

Some people are stupid, and keep choosing it when they should permanently chill the fuck out.

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#13 2009-07-27 23:11:45

As someone who got sober 20 years ago, I have to say that it's both a disease and a choice.  The choice comes in when you decide what you're going to do about your disease.  It's like diabetes (to which alcoholism is related, according to some researchers) - you can keep stuffing yourself with Ring Dings until you're 400 pounds of dead meat, or you can get on the fuckin' diet and keep up with your blood sugar.  Same with being an alcoholic - you can stop drinking or not, and you'll live or die by your decision.

There are a lot of people who are led to think they're alcoholics when they're not really; they're habituated to alcohol, but our scare-mongering media wants to brand every problem drinker as an alkie.  A real alcoholic is someone who has control only over the first drink - whether to take it, or not take it.  Once an alcoholic takes that first one, it's almost impossible for them to stop at any reasonable point.  It's blind drunk or nothing. 

I have to say, you meet the coolest people at AA meetings.  Wouldn't have missed that experience for the world.  Fun, actually - sort of like Cruel in meatspace.

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#14 2009-07-27 23:27:08

Dmtdust wrote:

Tendency... references?

umm... go to China - buy someone a beer.  Bingo - skin changes color.

Not a problem for the Koreans or Japs though - manly the mandarin chinese.

It's just the way it is....

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#15 2009-07-30 07:04:51

Vile and stupid. Even the worst form of 'Addiction Medicine' does not portray it in this fashion. To be honest, there might be some advantages if it did, but you're hardly making an impact. Try to start a cult.

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#16 2009-07-30 07:28:54

pALEPHx wrote:

Vile and stupid.

And, if any-body has experience in being vilely stupid . . .

Last edited by Decadence (2009-07-30 07:29:23)

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#17 2009-07-30 09:06:24

Montecore wrote:

As someone who got sober 20 years ago, I have to say that it's both a disease and a choice.

I agree with this view, but when you're in it, your only chance in hell is to see that it's a choice you have to stop making. People who get all fatalistic think they never can stop, when they can.

I'm living proof.

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#18 2009-07-30 11:17:52

sofaking wrote:

Montecore wrote:

As someone who got sober 20 years ago, I have to say that it's both a disease and a choice.

I agree with this view, but when you're in it, your only chance in hell is to see that it's a choice you have to stop making. People who get all fatalistic think they never can stop, when they can.

I'm living proof.

Sofie:

All I'm saying here is that a true alcoholic - as opposed to someone who is an abusive drinker - is often going to have to be stopped, because they can't do it themselves.  Hospital stays, with supportive meds (phenobarb) for the withdrawal symptoms are a very good way.  Once that is done, an alkie can start making choices.  But they gotta stop first, because their mechanism for choice-making gets seriously impaired when under the influence.

Again, only for true alcoholics.  Abusive drinkers are a whole 'nother beast.  And the hard part is trying to sort out who's an abuser and who's an alkie - the two look an awful lot alike much of the time.  An abusive drinker has a much easier time of it all the way around, because they usually can choose, even stinking drunk.

P.S.: Pale, to whom were you responding?  You didn't quote, and your post doesn't give any real clues.

Last edited by Montecore (2009-07-30 11:19:01)

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#19 2009-07-30 18:25:33

Montecore wrote:

I have to say, you meet the coolest people at AA meetings.  Wouldn't have missed that experience for the world.  Fun, actually - sort of like Cruel in meatspace.

Thanks, Monty, for piping up. I've been a friend of Bill's wife for more than a few 24 hours, and usually sidestep topics such as this one, as they are generally full of circular arguments, self-righteous empty assertions, and anecdotal "evidence." Nice to see another stepper here.

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#20 2009-07-31 01:41:56

karenw wrote:

Nice to see another stepper here.

You're a "stepper," Karen?  So, you admitted that you could not "over-come the power of alcohol" absent the assistance of an omni-potent being?

It's just that . . .   Well, to be honest . . .  I rather assumed that all of the "regulars" here were rather above such non-sens . . .  Supersitiou . . .  Uh . . .   Help me out here, Guys.  Needing a life-raft here . . .   Any-One - Any-One?

Fucking "fair-weather friends."

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#21 2009-07-31 02:11:23

karenw wrote:

Montecore wrote:

I have to say, you meet the coolest people at AA meetings.  Wouldn't have missed that experience for the world.  Fun, actually - sort of like Cruel in meatspace.

Thanks, Monty, for piping up. I've been a friend of Bill's wife for more than a few 24 hours, and usually sidestep topics such as this one, as they are generally full of circular arguments, self-righteous empty assertions, and anecdotal "evidence." Nice to see another stepper here.

That's a good thing.

AA can be helpful.

I would have had to go to NA, where I would have probably tried to score dope and/or connections.

I had to "Just Say No". NA prolly could have helped me in some ways, but when I tried going as a teenager, I had a hard time with the whining people who would just dump their entire fucking sad existence on the group. I didn't use drugs to escape a terrible life. I was having fun until I started dying from drug-induced health problems.

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#22 2009-07-31 07:30:26

Decadence wrote:

You're a "stepper," Karen?  So, you admitted that you could not "over-come the power of alcohol" absent the assistance of an omni-potent being?

It's just that . . .   Well, to be honest . . .  I rather assumed that all of the "regulars" here were rather above such non-sens . . .  Supersitiou . . .  Uh . . .   Help me out here, Guys.  Needing a life-raft here . . .   Any-One - Any-One?

Fucking "fair-weather friends."

I'm a friend of Bill's wife. My loved ones are friends of Bill. I get crazy and sick when trying to control, fix, manage, and change them. And to be honest, most days I'm pretty ambivalent about the Higher Power, but that's OK, because I don't have to believe anything I don't want to.

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#23 2009-07-31 09:46:32

Wake up people! Obama got elected! We aren't responsible for our own bad decisions any more. It's societies fault now if you drink, smoke, write bad checks, knock up teenagers, drive without a seat belt or build your plywood shack in hurricane country.

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#24 2009-07-31 10:32:30

GooberMcNutly wrote:

Wake up people! Obama got elected! We aren't responsible for our own bad decisions any more. It's societies fault now if you drink, smoke, write bad checks, knock up teenagers, drive without a seat belt or build your plywood shack in hurricane country.

Don't be such an ass.  Obama is the one saying we all have to take responsibility and work hard to unfuck this mess.

Bush famously suggested that everyone "go to the mall and shop" when we were faced with hardship.  The only reason we are making a move towards a public health care option is the Repubs were so busy screwing the pooch that they forgot to run the fucking country.

They hypocrites that are the current neo-con's are what has driven main-stream america (like me) away.

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#25 2009-07-31 11:52:38

Emmeran wrote:

GooberMcNutly wrote:

Wake up people! Obama got elected! We aren't responsible for our own bad decisions any more. It's societies fault now if you drink, smoke, write bad checks, knock up teenagers, drive without a seat belt or build your plywood shack in hurricane country.

Don't be such an ass.  Obama is the one saying we all have to take responsibility and work hard to unfuck this mess.

Bush famously suggested that everyone "go to the mall and shop" when we were faced with hardship.  The only reason we are making a move towards a public health care option is the Repubs were so busy screwing the pooch that they forgot to run the fucking country.

They hypocrites that are the current neo-con's are what has driven main-stream america (like me) away.

Em, don't get me started on this nationalized health care bullshit.  I suggest that any member of Congress who would vote on a bill without reading it just because Nancy the Nazi demands it should be hung by the genitals.

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#26 2009-07-31 12:57:13

Decadence wrote:

karenw wrote:

Nice to see another stepper here.

You're a "stepper," Karen?  So, you admitted that you could not "over-come the power of alcohol" absent the assistance of an omni-potent being?

It's just that . . .   Well, to be honest . . .  I rather assumed that all of the "regulars" here were rather above such non-sens . . .  Supersitiou . . .  Uh . . .   Help me out here, Guys.  Needing a life-raft here . . .   Any-One - Any-One?

Fucking "fair-weather friends."

Dec:

The concept of "Higher Power" does not necessarily mean that you have to subscribe to Imaginary Friend Theory.  It really just means that you acknowledge that you do not control things.  There's a whole lot going on in this world, and whether you believe in God or chaos theory or garden gnomes doesn't matter; what matters is that you learn the difference between managing and controlling.  Managing means that you look at things the way they are and do something constructive with them.  Controlling means that you're forever trying to make events turn out as you'd like, without really stopping to think whether that's workable or not.   

I've worked with some people who really, really could not deal with the concept of "Higher Power," and what I've always done is to introduce them to another concept - the Shitbox.  Whenever something is not manageable, you shrug and mentally put it in your Shitbox.  It's then out of your way, you've acknowledged that you can't do jack shit about it, and you're free to move on and work on something else that you can do something constructive about. 

That's really all it boils down to.  No Jaysus-freakery required.

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#27 2009-07-31 13:03:23

P.S., Dec:

I didn't say I was real good at it or anything.

*grin*

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#28 2009-07-31 13:26:14

Bill credited taking LSD for his being able to get off alcohol.


...and, Monty, you can talk around it all you want, but the original 12 steps published by AA:

all knowing wikipedia wrote:

1. We admitted we were powerless over alcohol—that our lives had become unmanageable.
   2. Came to believe that a Power greater than ourselves could restore us to sanity.
   3. Made a decision to turn our will and our lives over to the care of God as we understood Him.
   4. Made a searching and fearless moral inventory of ourselves.
   5. Admitted to God, to ourselves, and to another human being the exact nature of our wrongs.
   6. Were entirely ready to have God remove all these defects of character.
   7. Humbly asked Him to remove our shortcomings.
   8. Made a list of all persons we had harmed, and became willing to make amends to them all.
   9. Made direct amends to such people wherever possible, except when to do so would injure them or others.
  10. Continued to take personal inventory and when we were wrong promptly admitted it.
  11. Sought through prayer and meditation to improve our conscious contact with God as we understood Him, praying only for knowledge of His Will for us and the power to carry that out.
  12. Having had a spiritual awakening as the result of these steps, we tried to carry this message to alcoholics, and to practice these principles in all our affairs.

A judge can, as part of one's sentence, make you go to AA.  If that's not a violation of the separation of church and state, then I don't know what is.

Last edited by jesusluvspegging (2009-07-31 13:30:49)

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#29 2009-07-31 13:31:22

phreddy wrote:

Em, don't get me started on this nationalized health care bullshit.  I suggest that any member of Congress who would vote on a bill without reading it just because Nancy the Nazi demands it should be hung by the genitals.

Bad news sunshine, they all vote on every bill without reading them - they're fuckin politicians not legislators.

But as far as nationalized health care bucko, it's already a fact.  We pay whenever a person (citizen or not) can't - and we pay an extra vig on each bill for that privledge.  Not having a managed public option only allows the insurance companies to keep gouging us as insuree's and as tax payers.

And you get the privledge of having some cubicle worker somewhere decide what treatment and meds you can have - a cubicle worker who I might add has their raises and bonus's determined by the amount of money they save the insurance company by denying claims.

It's a fucked up situation all the way around, but ignoring the problem only serves to line the pockets of the investors.   (which in this case includes me - so I win either way)

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#30 2009-07-31 13:41:14

Em wrote:

And you get the privledge of having some cubicle worker somewhere decide what treatment and meds you can have - a cubicle worker who I might add has their raises and bonus's determined by the amount of money they save the insurance company by denying claims.

This is the big problem I have with Obamacare.  Except instead of an insurance worker making the call on your treatment, you have a government bureaucrat.  Right now I have the choice of flipping off the insurance company and going elsewhere.  When the govt runs the system, we will all be trapped.  I believe I am a little closer to retirement age that you, so Obama's plan to have "health counselors" visit me every five years to counsel me about giving up expensive treatments and tests as well as end of life procedures sounds pretty fucking scary.

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#31 2009-07-31 14:28:47

jesusluvspegging wrote:

Bill credited taking LSD for his being able to get off alcohol.


...and, Monty, you can talk around it all you want, but the original 12 steps published by AA...
A judge can, as part of one's sentence, make you go to AA.  If that's not a violation of the separation of church and state, then I don't know what is.

JLP:

If you'll read what you posted closely, you'll see there's a little loophole: "Made a decision to turn our will and our lives over to the care of God as we understood Him."

Which, in practice, means "whatever works for you."  If someone resists Imaginary Friend Theory (which I'm no fan of myself), then whatever concept gets you to a place where you understand that the universe is not something you can control is fine, so far as I'm concerned.

I am also no fan of court-mandated AA.  It is an abrogation of the rights of an individual, as you say, and it damn near always fails to work.  I don't like leading meetings for that reason; I don't like being put in the position of signing the court forms where the offender's attendance is certified.

I do not believe in God. I've been sober through AA for almost twenty years.  The two are compatible, trust me.

Last edited by Montecore (2009-07-31 14:31:45)

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#32 2009-07-31 14:45:40

I try to live by the idea that if it does not fuck with me then what ever gets you through the night is alright.  [Emphasize try.]

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#33 2009-07-31 15:30:22

MSG Tripps wrote:

I try to live by the idea that if it does not fuck with me then what ever gets you through the night is alright.  [Emphasize try.]

What - no Putfile?

"Whatever gets you through the night
S'alright
S'alright..."

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#34 2009-07-31 15:39:00

There is no Putfile.  There never was Putfile.

Last edited by MSG Tripps (2009-07-31 16:25:37)

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#35 2009-07-31 15:45:57

There is, however, YouTube.

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#36 2009-07-31 16:46:33

phreddy wrote:

When the govt runs the system, we will all be trapped.

Damn, now that is neo-con speak - "be afraid, be very afraid"

Actually Obamacare started out pretty good, basically like the post office vs fedex; one is a public service the other a for-profit corporation - each has it's place.

What concerns me is that no matter how well planned or executed it might be (which I doubt) once the riders start coming in from both parties it will be as big of a clusterfuck as what the corporations put over on us now.

But here is the break point for me - with the current private insurance scenario you are covered to a point, they then kick you out and you are on the government dime anyway.  Where's that  point for the private insurers?  When they start losing money on that case of course.  I just went through this experience with my ex-wife, not a lot of fun.

Bottom line is that we are paying either way, it just comes down to who pays the beauracrat making the decision and whether the insurers get to make a profit at our expense first.

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#37 2009-07-31 19:05:59

Pork

https://cruelery.com/uploads/30_porky_pig.jpg



It always happens.

Auto-edited on 2020-08-02 to update URLs

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#38 2009-07-31 19:18:40

MSG Tripps wrote:

Pork

It always happens.

Nothing has changed in 3000 years of politics....

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#39 2009-07-31 19:21:16

Emmeran wrote:

Nothing has changed in 3000 years of politics....

Or war.

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#40 2009-07-31 21:57:53

Clauswitz claims they are one and the same (jarhead required reading)

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#41 2009-07-31 22:38:40

That the drug companies, HMO's, et al decided to maximize profits at the expense of sick and dying people is simply all of a piece with the US shift back to the robber baron, social darwinist, hereditary plutocracy economy and governance of 100 years ago.

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#42 2009-07-31 22:55:27

GooberMcNutly wrote:

Wake up people! Obama got elected! We aren't responsible for our own bad decisions any more. It's societies fault now if you drink, smoke, write bad checks, knock up teenagers, drive without a seat belt or build your plywood shack in hurricane country.

Aaaaaaaaand -- this just in --- Jesus tipped us off that Obama really IS the antichrist!

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#43 2009-07-31 23:33:31

Emmeran wrote:

What concerns me is that no matter how well planned or executed it might be (which I doubt) once the riders start coming in from both parties it will be as big of a clusterfuck as what the corporations put over on us now.

But here is the break point for me - with the current private insurance scenario you are covered to a point, they then kick you out and you are on the government dime anyway.  Where's that  point for the private insurers?  When they start losing money on that case of course.  I just went through this experience with my ex-wife, not a lot of fun.

Bottom line is that we are paying either way, it just comes down to who pays the beauracrat making the decision and whether the insurers get to make a profit at our expense first.

What bothers me about this whole debate is that it's not the availability of health care that's the problem, it's the cost.  If you bring the cost down to sane levels, the availability goes up automatically.

The current system is rigged to provide the most expensive and newest medication, the highest tech equipment, and batteries upon batteries of tests to shield the doctors from malpractice.  Due to the American Trial Lawyers and the largess of the courts, malpractice insurance has become a significant cost of health care.

Color me a realist, but I can't see increased government participation actually reducing costs.  Too many lobbyists. 

To be fair, Franceseems to do a decent job with a regulated but privately funded system at half the price.

sigmoid freud wrote:

That the drug companies, HMO's, et al decided to maximize profits at the expense of sick and dying people is simply all of a piece with the US shift back to the robber baron, social darwinist, hereditary plutocracy economy and governance of 100 years ago.

A democracy cannot exist as a permanent form of government. It can only exist until the voters discover that they can vote themselves largesse from the public treasury. From that moment on, the majority always votes for the candidates promising the most benefits from the public treasury with the result that a democracy always collapses over loose fiscal policy, always followed by a dictatorship. possibly Alexander Tytler

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#44 2009-07-31 23:41:03

Emmeran wrote:

Clauswitz claims they are one and the same (jarhead required reading)

Jarheads don't READ.

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#45 2009-08-01 01:33:11

opsec wrote:

What bothers me about this whole debate is that it's not the availability of health care that's the problem, it's the cost.  If you bring the cost down to sane levels, the availability goes up automatically.

The current system is rigged to provide the most expensive and newest medication, the highest tech equipment, and batteries upon batteries of tests to shield the doctors from malpractice.  Due to the American Trial Lawyers and the largess of the courts, malpractice insurance has become a significant cost of health care.

But how is that possible when total malpractice costs make up only about 2 percent of health care spending?  Either the premiums are rising for reasons other than the cost of tort liability, or the effect has been overblown.

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#46 2009-08-01 01:35:34

I need to go to Marijuananonymous, because I'm HIGH as GIRAFFE BALLS.

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#47 2009-08-01 03:22:10

tojo2000 wrote:

But how is that possible when total malpractice costs make up only about 2 percent of health care spending?  Either the premiums are rising for reasons other than the cost of tort liability, or the effect has been overblown.

Color me a reluctant liberal, but we are the only world power without a public alternative or public mandate.  And sadly the facts are that we pay more but our results per capita are worse.  Results in this case are calculated by infant mortality, per capita longevity and availability of preventive care.  I'm not sure how else you'd measure National health but those would be the global standards; I'm sure the insurance company lobbyist have found other statistics that we will be diluged with in the coming media blitz.

However...if you happen to have been born rich, stumbled across a patentable idea or managed to be elect to a federal office - well you're in great shape.

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#48 2009-08-01 07:56:44

phreddy wrote:

Em wrote:

And you get the privledge of having some cubicle worker somewhere decide what treatment and meds you can have - a cubicle worker who I might add has their raises and bonus's determined by the amount of money they save the insurance company by denying claims.

This is the big problem I have with Obamacare.  Except instead of an insurance worker making the call on your treatment, you have a government bureaucrat.  Right now I have the choice of flipping off the insurance company and going elsewhere.  When the govt runs the system, we will all be trapped.  I believe I am a little closer to retirement age that you, so Obama's plan to have "health counselors" visit me every five years to counsel me about giving up expensive treatments and tests as well as end of life procedures sounds pretty fucking scary.

I see you've been listening to that reliable source, Betsy McCaughey, for your summary of "Obamacare."  She is so full of shit that you can smell her over the internets.  The house bill that she pretends to describe provides only that one such counseling session every five years would be covered by insurance.  Nothing is mandated, and talk of "government-mandated euthansia" by McCaughey and Boehner is just manipulative fear mongering.  Why not stick to real issues instead of inventing them?

The public option issue is at least a serious argument.  As a general matter, a public option could help to control costs, as medicare has done.  While you might not like how it has done so, because it imposes limits on fee-for-service charges that annoy many medical professionals, at least it has forced cost reductions.  In addition, administrative costs for the current public programs are a fraction of those incurred by private insurers.  Also, a large non-profit insurer could negotiate reduced rates with pharmaceutical companies and major providers, whereas private insurers have proven unable or unwilling to do so.  While there is some risk that a public insurer might ultimately squeeze out private ones, a strict limit on subsidies could ameliorate the problem.

Last edited by Fled (2009-08-01 12:46:05)

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#49 2009-08-01 08:25:33

Sofie wrote:

I need to go to Marijuananonymous, because I'm HIGH as GIRAFFE BALLS.

You're all-ready there, Babe.  Any time that you need to en-hance your "buzz," we are here for you (That is the purpose of Marijuananonymous, isn't it?).

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#50 2009-08-01 11:28:48

tojo2000 wrote:

But how is that possible when total malpractice costs make up only about 2 percent of health care spending?  Either the premiums are rising for reasons other than the cost of tort liability, or the effect has been overblown.

From the CBO study that figure came from... 97 percent of tort cases that "terminated" in federal district courts in fiscal year 2000 were disposed of before a verdict was reached, and further Data do not exist for those tort disputes that do not go to trial, because the details of settlements are usually private.

Which means the 2% figure you quote is based on 3% of the cases. 

I only point this out because as is so often the case, statistics are not worth the paper they're printed on.   You may be correct that liability costs are not as significant as I have painted them, but unbiased data to support either of our assertions seems hard to come by.

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