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#2 2013-09-25 12:31:16

Yeah, right.  I suppose it will succeed, if you work for an insurance company, maybe.  All the talk is about premiums being lowered.  But low premiums and huge copays are not what the dupes who supported this expected.  And many places have huge premium increases as well.  This is what's waiting for us.

a young man who never visits the doctor and wants to minimize his monthly charge could opt for a bronze plan. A 40-year-old enrolling in this plan could pay as little as $219 a month. But, if he did get sick, he'd get socked with a $5,000 deductible, $60 co-pays for primary care visits and a $300 emergency room charge.

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#3 2013-09-25 13:02:11

Next time read the articles to understand what they really say, phreddy. 

I'm glad he's your Cruz to bear.

Last edited by Fled (2013-09-25 13:03:02)

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#4 2013-09-25 13:11:59

{irony}I agree with Phreddy, we should continue to pay more money for inferior healthcare however because our 401k's invest in these companies our meager savings will increase due to their profiteering thus allowing us two more weeks of self-funded retirement before we are forced onto social security and medicare.  Medicare definitely is not Obamacare because it's not a socialist system that everyone is forced to pay into to fund healthcare.{/irony}

Naturally the for profit insurance companies wouldn't ramp up rates to increase turbulence and attempt to sidetrack legislation which will eliminate massive profits and, of course, CEO bonus'.  And then again if you do get sick in the current system - as my X did - and are out of work for more than seven weeks the insurance companies stop paying and have the taxpayer foot the bill anyway.

Lived it, learned it  -  you're paying either way Phreddy, preventing regulation of these industries only hurts you in the end - we always need a playground monitor.

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#5 2013-09-25 13:40:51

I have no illusions that we will be able to stop Obamacare through the legislature.  Not until the people rise us and demand it.  The GOP has tried to head it off to no avail.  But the shit will soon hit the fan and we'll have the results splattered over all of us.

And Em, the only way to stop the insurance companies and hospitals from gouging us is to allow unfettered competition.  Obamacare doesn't require competition across state lines, so the same companies which are increasing rates and copays now will be waiting for you in the exchanges.

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#6 2013-09-25 14:46:29

phreddy wrote:

Yeah, right.  I suppose it will succeed, if you work for an insurance company, maybe.  All the talk is about premiums being lowered.  But low premiums and huge copays are not what the dupes who supported this expected.  And many places have huge premium increases as well.  This is what's waiting for us.

We could of had a single payer set up, but nooooooooo that smacks of socialism.  We had an open market, and all we got was an unfettered scramble to fuck the consumer as usual by the usual suspects.  Have you seen our percentage of health care cost to other countries?  Did you see that link I put up yesterday?

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#7 2013-09-25 14:51:30

phreddy wrote:

the only way to stop the insurance companies and hospitals from gouging us is to allow unfettered competition.

Let me know when we decide to actually regulate and prevent collusion, I might be willing to talk then.  At this point the politicians are only gutting oversight & regulation and cleaning up on the back-end with donations (regardless of party).  Competition requires oversight which is why we have referees and umpires in sport, oversight requires dollars and currently the House continuously strips oversight organizations of funding in the name of austerity whilst continuing to fund worthless pork-barrel projects.

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#8 2013-09-25 15:07:21

Yeah, it's gonna be a real success.

My premiums will be almost 30% more next year.

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#9 2013-09-25 16:38:46

whosasailorthen wrote:

Yeah, it's gonna be a real success.

My premiums will be almost 30% more next year.

Why you obstructionist SOB, you're trying to blind them with the facts.  In this case the liberals  remind me of bible thumpers who go to unbelievably perverted logic to cover inconsistencies in their infallible book.

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#10 2013-09-25 17:34:30

I don't know. This came out today:

Obamacare premium rates are lower than expected.

Phreddy, when are you going to learn that you are being lied to. And you believe all those lies. Just like the "death panel" thing, your party continues to deny reality in favor of blatant class warfare and racism.

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#11 2013-09-25 18:14:37

doesyourpussyhurt wrote:

I don't know. This came out today:

Obamacare premium rates are lower than expected.

Phreddy, when are you going to learn that you are being lied to. And you believe all those lies. Just like the "death panel" thing, your party continues to deny reality in favor of blatant class warfare and racism.

The Obamacare premiums will cost less than predicted, according to data released Wednesday by the Obama administration.


Right.

Riddle me this... if it's so great, how come all the government employees and our elected representatives have arranged to opt out?

Last edited by whosasailorthen (2013-09-25 18:17:08)

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#12 2013-09-25 18:17:08

So bright boys, knowing that this mess was put in place to fix the free market mess, what is your solution then?  Come on, tell me.

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#13 2013-09-25 18:29:01

whosasailorthen wrote:

Right.

Riddle me this... if it's so great, how come all the government employees and our elected representatives have arranged to opt out?

1) They aren't affected by the AHCA because they already have health insurance, and 2) They had the luxury of writing their own single-payer health care policy on their own terms.

By the way, I'm going to the hospital today, where the vice-head of the plastic surgery department and an intern will remove some stitches. That will set me back a whole $2.00.

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#14 2013-09-25 18:45:36

Tall Paul wrote:

That will set me back a whole $2.00.

Who (besides you) wants to live in Japan?

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#15 2013-09-25 19:01:32

Tall Paul wrote:

whosasailorthen wrote:

Right.

Riddle me this... if it's so great, how come all the government employees and our elected representatives have arranged to opt out?

1) They aren't affected by the AHCA because they already have health insurance, and 2) They had the luxury of writing their own single-payer health care policy on their own terms.

By the way, I'm going to the hospital today, where the vice-head of the plastic surgery department and an intern will remove some stitches. That will set me back a whole $2.00.

Congrats! Glad to hear you finally got your gender re-assignment completed.

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#16 2013-09-25 19:24:20

Bigcat wrote:

Tall Paul wrote:

By the way, I'm going to the hospital today, where the vice-head of the plastic surgery department and an intern will remove some stitches. That will set me back a whole $2.00.

Congrats! Glad to hear you finally got your gender re-assignment completed.

Laughter, the best medicine.

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#17 2013-09-25 19:54:20

MSG Tripps wrote:

Tall Paul wrote:

That will set me back a whole $2.00.

Who (besides you) wants to live in Japan?

Sadly you are correct, I lived there long enough (non-military in Tokyo) to tire of the place.  But the do have great medicine, just don't expect justice if you get arrested.

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#18 2013-09-25 19:58:30

phreddy wrote:

whosasailorthen wrote:

Yeah, it's gonna be a real success.

My premiums will be almost 30% more next year.

Why you obstructionist SOB, you're trying to blind them with the facts.  In this case the liberals  remind me of bible thumpers who go to unbelievably perverted logic to cover inconsistencies in their infallible book.

It's OK, I live in Mass. now, I get Romney created RepublicanCare;  if I knock up Melon's tonight, which I definitely will try to do, Choad will be paying for my baby!

Thanks Choad, you are truly a brother!

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#19 2013-09-26 04:13:57

Bigcat wrote:

Tall Paul wrote:

whosasailorthen wrote:

Right.

Riddle me this... if it's so great, how come all the government employees and our elected representatives have arranged to opt out?

1) They aren't affected by the AHCA because they already have health insurance, and 2) They had the luxury of writing their own single-payer health care policy on their own terms.

By the way, I'm going to the hospital today, where the vice-head of the plastic surgery department and an intern will remove some stitches. That will set me back a whole $2.00.

Congrats! Glad to hear you finally got your gender re-assignment completed.

Sorry to disappoint you, Big Cat: The stitches were on my big head. Well, the one most people call their big head anyway. Be that as it may, nicely played!

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#20 2013-09-26 04:17:30

MSG Tripps wrote:

Tall Paul wrote:

That will set me back a whole $2.00.

Who (besides you) wants to live in Japan?

Anyone interested in loose shoes, tight pussy and a warm place to shit. What a minute.... that last one can be hard to come by for most over here, but the qualities of the first two more than make up for it.

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#21 2013-09-26 21:29:02

Tall Paul wrote:

MSG Tripps wrote:

Tall Paul wrote:

That will set me back a whole $2.00.

Who (besides you) wants to live in Japan?

Anyone interested in loose shoes, tight pussy and a warm place to shit. What a minute.... that last one can be hard to come by for most over here, but the qualities of the first two more than make up for it.

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#22 2013-09-26 22:48:02

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#23 2013-09-27 00:34:35

Baywolfe wrote:

Tall Paul wrote:

MSG Tripps wrote:


Who (besides you) wants to live in Japan?

Anyone interested in loose shoes, tight pussy and a warm place to shit. What a minute.... that last one can be hard to come by for most over here, but the qualities of the first two more than make up for it.

With credit to Mr. Earl Butz, of course.

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#24 2013-09-27 01:07:39

whosasailorthen wrote:

With credit to Mr. Earl Butz, of course.

Of course! But then again, the question isn't who wants to live in Japan, but who wants a rational and affordable health care system in the US, and who does not.

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#25 2013-09-27 01:17:48

End of the day I just want someone to patch me up when I get a serious nick and not make me broke whilst doing so.

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#26 2013-09-27 09:42:37

Emmeran wrote:

End of the day I just want someone to patch me up when I get a serious nick and not make me broke whilst doing so.

Brilliantly put.  I'll add "I'd like my children to be able to avoid the poor house" to the equation.

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#27 2013-09-27 18:42:17

XregnaR wrote:

Emmeran wrote:

End of the day I just want someone to patch me up when I get a serious nick and not make me broke whilst doing so.

Brilliantly put.  I'll add "I'd like my children to be able to avoid the poor house" to the equation.

Add "I'd like whoever provides insurance to actually provide it, not just advertise it" and we're onto a winner.

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#28 2013-09-27 21:05:19

Tall Paul wrote:

XregnaR wrote:

Emmeran wrote:

End of the day I just want someone to patch me up when I get a serious nick and not make me broke whilst doing so.

Brilliantly put.  I'll add "I'd like my children to be able to avoid the poor house" to the equation.

Add "I'd like whoever provides insurance to actually provide it, not just advertise it" and we're onto a winner.

Done and done.  Can we finish fucking around now and get back to building & making shit?

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#29 2013-09-28 17:51:34

Emm - We do make stuff.  It's called activity.  We make lots of that.  And we get serviced.  Sometimes it hurts.

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#30 2013-09-29 09:01:06

Health care ought to be a shared expense like education and police and fire protection, not a for profit enterprise.

Problem is how to rip it from the clutches of big corporations.

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#31 2013-09-29 16:29:08

sigmoid freud wrote:

Problem is how to rip it from the clutches of big corporations.

I know! How about we all put on our hempiest clothes and camp out in a park across the street from a bank? If we don't get enough newstime we can throw a few flaming trash cans through some lobby windows and then go back to talking about what a great job we are doing.

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#33 2013-09-29 21:52:19

Dmtdust wrote:

The same old struggle: http://io9.com/why-do-knights-fight-sna … 1414832198

Fart Jokes. Almost restores your faith in (13th and 14th century) humanity, don't it?

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#34 2013-09-29 22:34:25

Baywolfe wrote:

Fart Jokes. Almost restores your faith in (13th and 14th century) humanity, don't it?

Shit nibblers lampooned pantload buffoons long before Christ had short hair. Michelangelo frescoed one of his cherubs on the ceiling of the Sistine Chapel flipping off his patron, Pope Julius.

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#35 2013-10-03 17:42:04

kim

So far the cheapest deductible I have found using the market place is over a thousand bucks. The average monthly payment plan would be equivalent to a car payment.

And while on the subjects of cars, if I were to get into an accident and myself and the car were just fucked, it would be cheaper for my car to get fixed than myself. Obviously, my life is more valuable than a car (is it?), but that just seems ... odd.

HEY GUYS!!!!

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#36 2013-10-03 18:22:46

Like we expected Congress to make a difference?

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#37 2013-10-03 19:00:08

I think many of us would be interested to hear what kind of health insurance deals are being offered to those of you who, like Kim, are shopping insurance at the exchanges.  I have a good private plan, so I don't have to go to Obamacare, but some of you may be going that direction.  Not too much feedback here in California yet because the website and phones are suffering from denial of service issues.

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#38 2013-10-03 19:25:01

phreddy wrote:

I think many of us would be interested to hear what kind of health insurance deals are being offered to those of you who, like Kim, are shopping insurance at the exchanges.  I have a good private plan, so I don't have to go to Obamacare, but some of you may be going that direction.  Not too much feedback here in California yet because the website and phones are suffering from denial of service issues.

Perhaps you should look abroad and expand your horizons of what should be.  Keep in mind that the right wing voted down several of their own proposals in the attempt to torpedo the entire project.  This mess was created by the morass of both parties and the efforts of well-heeled insurance lobbyists.

Take off your blinders buddy...

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#39 2013-10-03 23:26:55

So far I have only been able to access the Kaiser site for an estimate, but things look much brighter than the $2200 per month I was quoted six months ago by one of the major insurers in my area. Looks like, if things hold true to what the website is saying, I will be paying from a low of $92 per month for copper to $165 for Silver. I didn't go for the gold however (I'm not an Olympian). In my mind, that is a much better option than going broke to an insurance company.

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#40 2013-10-04 10:47:54

doesyourpussyhurt wrote:

So far I have only been able to access the Kaiser site for an estimate, but things look much brighter than the $2200 per month I was quoted six months ago by one of the major insurers in my area. Looks like, if things hold true to what the website is saying, I will be paying from a low of $92 per month for copper to $165 for Silver. I didn't go for the gold however (I'm not an Olympian). In my mind, that is a much better option than going broke to an insurance company.

Did you get a quote on the deductible and co-pay?  I have heard that these can run pretty high.  Paying $100 per month sounds pretty good, but if you have to come up with the first $2-5,000 of costs and then only get 70% of the balance covered, you're screwed.

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#41 2013-10-04 10:55:03

I am currently screwed regardless. But yes. The co-pay for office visits was low. $25. The deductible for anything major is $2000 (So much better than $2200 per month). That I can handle. I am reasonably happy with what seems to be offered, although I will reserve judgement until I actually sign up for a plan and see the real costs and benefits. Also, I was glad to see that there was a god bit of preventative care interest in the plan. Not just a plan to get care after something has happened. But the real ability to be proactive.

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#42 2013-10-04 11:27:09

It seems to me that a health savings plan would be reasonable addition to those who are going to be hit with these big deductibles.  You would be allowed to fund a nest egg with pretax dollars that would cover deductibles and co-pays.  The money remains yours and you can grow the fund large enough to handle future needs.  However, I believe they were wiped out by Obamacare, though I'm not sure.

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#43 2013-10-04 16:44:53

kim wrote:

So far the cheapest deductible I have found using the market place is over a thousand bucks. The average monthly payment plan would be equivalent to a car payment.

And while on the subjects of cars, if I were to get into an accident and myself and the car were just fucked, it would be cheaper for my car to get fixed than myself. Obviously, my life is more valuable than a car (is it?), but that just seems ... odd.

HEY GUYS!!!!

I assume this "deductible" is what is known as an "excess" in the rest of the civilized world?

I just had two hospital bills in the last three months the first around $3000, followed by $9500. Fucking awesome I only had to pay a $250 excess on the first hospitalization. We only pay that once a year, you know. To be clear, I am saying I payed nothing else. I think I'll frame those bills.

Total monthly payments over the last, oooh, 20 years have averaged, adjusted for inflation, about $80. What with optical, dental, 3 additions to the gene pool, and other sundry activity over the years: yet another slightly related hospitalization about 6 years ago probably costing about $2500, covered by the public health system since it was in a guvmint hospital, oh and let's not forget the eye surgery for retinal detachment about 10 years ago, billed at $5000 if I recall correctly, I think I've done fucking well out of the system. I like to think I'm now an older person exploiting the premiums I paid as a younger person.

You may not be aware of it, but your country is a fucking laughing stock when it comes to your medical system and Obamacare in particular.

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#44 2013-10-04 16:54:12

Zombie Elvis wrote:

To be clear, I am saying I payed nothing else.

You suck.

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#45 2013-10-04 18:13:52

Zombie Elvis wrote:

kim wrote:

So far the cheapest deductible I have found using the market place is over a thousand bucks. The average monthly payment plan would be equivalent to a car payment.

And while on the subjects of cars, if I were to get into an accident and myself and the car were just fucked, it would be cheaper for my car to get fixed than myself. Obviously, my life is more valuable than a car (is it?), but that just seems ... odd.

HEY GUYS!!!!

I assume this "deductible" is what is known as an "excess" in the rest of the civilized world?

I just had two hospital bills in the last three months the first around $3000, followed by $9500. Fucking awesome I only had to pay a $250 excess on the first hospitalization. We only pay that once a year, you know. To be clear, I am saying I payed nothing else. I think I'll frame those bills.

Total monthly payments over the last, oooh, 20 years have averaged, adjusted for inflation, about $80. What with optical, dental, 3 additions to the gene pool, and other sundry activity over the years: yet another slightly related hospitalization about 6 years ago probably costing about $2500, covered by the public health system since it was in a guvmint hospital, oh and let's not forget the eye surgery for retinal detachment about 10 years ago, billed at $5000 if I recall correctly, I think I've done fucking well out of the system. I like to think I'm now an older person exploiting the premiums I paid as a younger person.

You may not be aware of it, but your country is a fucking laughing stock when it comes to your medical system and Obamacare in particular.

You may not be aware of it, but you're paying for your medical system with the GST.

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#46 2013-10-04 19:13:07

Zombie Elvis wrote:

You may not be aware of it, but your country is a fucking laughing stock when it comes to your medical system and Obamacare in particular.

The population of Australia is 23,236,647.  The population of the USA is 316,789,000.  If an Aussie can, do the math.

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#47 2013-10-04 20:37:48

Shit.  Thought I saw something that disappeared.

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#48 2013-10-05 01:30:02

phreddy wrote:

It seems to me that a health savings plan would be reasonable addition to those who are going to be hit with these big deductibles.  You would be allowed to fund a nest egg with pretax dollars that would cover deductibles and co-pays.  The money remains yours and you can grow the fund large enough to handle future needs.  However, I believe they were wiped out by Obamacare, though I'm not sure.

Actually I've had this and liked it; from what I understand the Right Wing proposed this initially but then torpedoed it when it was proposed for ObamaCare (such a convenient slur). This doesn't do anything for the poor folks but works wonders for the rest of us.  However I might point out that once your coverage is dropped for any reason most of that money reverts back to the insurance company - pretty much like any other plan.

Let's see how it goes, once the fuckers decide to start doing real work on it we may have some results, until then we will remain the laughingstocks of the modern world.



Oh and Choad, please turn off the rain:  it's starting to get annoying.

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#49 2013-10-05 05:02:09

Baywolfe wrote:

You may not be aware of it, but you're paying for your medical system with the GST.

You mean the 10% GST which replaced the 10%/20%/30% wholesale sales tax (don't ask, it was a shambles)? No, it's not. The public Medicare system is payed for by the medicare levy - from about 1% to 1.5% depending on your taxpayer status. Also allocations to the public healthcare system come from the tax revenue, regardless of it's source. So whether it's funded by GST or the wholesale tax it replaced, income tax, company tax or the tax on stupidity, the funding levels ain't got no better or worse just because GST came into existence.

My private health insurance is at ridiculously affordable levels (when I compare it to the numbers you guys are throwing around) because, I dunno, because assholes weren't trying to completely fuck up the system from the get-go? The private health insurance funds are profitable but regulated to stop them acting like complete cunts.

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#50 2013-10-05 05:07:29

choad wrote:

Zombie Elvis wrote:

To be clear, I am saying I payed nothing else.

You suck.

Thanks mate.

And thanks for asking - I've had an excellent result. Some parts of my healthy gangrenous colon were turning into smooth living flesh, which as you know would kill a zombie if it stops the shit oozing out into the abdominal cavity. They cut out the healthy tissue and so I'm back to the usual hideous sulfurous odor.

In reality, it wasn't a cancerous issue, but a different one that's equally unpleasant, fixed with a snip and titanium staples. I'll probably never get through an airport metal detector without triggering an anal probe any more. Happy days! Eat your vegetables kiddies!

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