One of my cow-orkers was gushing about something when I walked in.  He told me it was great that I'd shown up because I'd understand it.  The vibe was exactly the same as the time I was introduced to Amway.  He told me I can borrow money to pay my house off early using a "system."  I said you don't get out of debt by borrowing money.  I was given this URL on a piece of paper:

Brainwashing attempt ahead. and instructed to click the Money Merge Account Overview link.  The video is about eighteen minutes long.

I called him and said if I hadn't worked eleven hours after being called in at 2:30 in the morning I'd call the u1st people disingenuous.  However, being tired and cranky, I'm calling them lying sacks of shit.  I explained how they were dishonest and told him how dangerous the system can be, in several ways.  Brainwashing and poor math skills mean you can't talk them out of it.  Near as I can tell it costs you $3500.  Since you borrow the money, instead of paying it out of pocket, it's free.  I'm going to steer the same type of people towards this guy as the ones I sent to the Amway guy.  I have such bad karma.